:root{--ink:#0E2436;--ink-2:#16344C;--brass:#B98A2E;--brass-soft:#E6C77A;--paper:#FBFAF7;--paper-2:#F1EEE7;--line:#D9D3C7;--muted:#5C6B78;--ok:#1F7A52;--err:#B3261E;--warn:#A36F00;--serif:"Source Serif 4",Georgia,serif;--sans:"Inter",system-ui,sans-serif;--mono:"IBM Plex Mono",monospace;--maxw:1140px}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}.mono{font-family:var(--mono)}h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.15;letter-spacing:-.01em}.eyebrow{font-family:var(--mono);font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--brass);font-weight:500}.utility{background:var(--ink);color:#cfe0ec;font-size:.82rem}.utility .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:8px 22px;padding:9px 24px}.utility a{display:inline-flex;align-items:center;gap:6px;opacity:.9}.utility a:hover{opacity:1;color:#fff}.utility .sep{flex:1}.utility .pill{font-family:var(--mono);font-size:.74rem;border:1px solid rgba(255,255,255,.22);padding:3px 10px;border-radius:2px}header.site{position:sticky;top:0;z-index:50;background:#fbfaf7eb;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;gap:24px;padding:14px 24px;max-width:var(--maxw);margin:0 auto}.brand{display:flex;align-items:center;gap:12px;margin-right:auto}.brand .mark{width:40px;height:40px;border-radius:6px;background:linear-gradient(135deg,var(--ink),var(--ink-2));display:grid;place-items:center;color:var(--brass-soft);font-family:var(--serif);font-weight:700;font-size:1.25rem}.brand b{font-family:var(--serif);font-size:1.12rem;font-weight:600;display:block;line-height:1.1}.brand small{font-family:var(--mono);font-size:.64rem;letter-spacing:.12em;color:var(--muted);text-transform:uppercase}.nav nav{display:flex;gap:22px;font-size:.92rem;font-weight:500;flex-wrap:wrap}.nav nav a{padding:6px 0;border-bottom:2px solid transparent}.nav nav a:hover,.nav nav a.active{border-color:var(--brass)}.btn{font-family:var(--sans);font-weight:600;font-size:.9rem;padding:10px 18px;border-radius:4px;cursor:pointer;border:1px solid var(--ink);transition:.15s;display:inline-block;text-align:center}.btn:disabled{opacity:.6;cursor:not-allowed}.btn-primary{background:var(--ink);color:#fff}.btn-primary:hover:not(:disabled){background:var(--ink-2)}.btn-ghost{background:transparent;color:var(--ink)}.btn-ghost:hover{background:var(--ink);color:#fff}.btn-gold{background:var(--brass);border-color:var(--brass);color:#1a1405}.btn-gold:hover:not(:disabled){background:var(--brass-soft);border-color:var(--brass-soft)}.btn-danger{background:var(--err);border-color:var(--err);color:#fff}.btn-sm{padding:6px 12px;font-size:.82rem}.menu-toggle{display:none;background:none;border:0;font-size:1.5rem;cursor:pointer;color:var(--ink)}.hero{background:var(--ink);color:#eaf1f6;position:relative;overflow:hidden}.hero:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(900px 400px at 85% -10%,rgba(185,138,46,.22),transparent 60%)}.hero .wrap{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:48px;padding:78px 24px 70px;align-items:center}.hero h1{font-size:clamp(2.1rem,4.4vw,3.5rem);color:#fff;margin:18px 0}.hero h1 em{font-style:italic;color:var(--brass-soft)}.hero p.lead{font-size:1.08rem;color:#bbd0e0;max-width:46ch}.hero .cta-row{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap}.creds{background:#fff;color:var(--ink);border-radius:10px;padding:26px;box-shadow:0 24px 60px -28px #00000080}.creds h3{font-size:1.05rem;margin-bottom:4px}.creds .cap{font-family:var(--mono);font-size:.66rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}.creds dl{margin-top:16px;display:grid;gap:12px}.creds .row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding-bottom:11px;border-bottom:1px dashed var(--line)}.creds .row:last-child{border:0;padding-bottom:0}.creds dt{font-size:.8rem;color:var(--muted)}.creds dd{font-family:var(--mono);font-weight:500;font-size:.86rem;text-align:right}.creds .verify{margin-top:16px;font-size:.78rem;color:var(--muted)}.creds .verify a{color:var(--brass);font-weight:600;border-bottom:1px solid var(--brass-soft)}.notice{background:var(--brass-soft);color:#3a2c08;font-size:.86rem;font-weight:500}.notice .wrap{padding:11px 24px;display:flex;gap:12px;align-items:center}.notice .tag{font-family:var(--mono);font-size:.66rem;letter-spacing:.12em;text-transform:uppercase;background:#3a2c08;color:var(--brass-soft);padding:3px 9px;border-radius:3px;white-space:nowrap}section{padding:74px 0}.sec-head{max-width:62ch;margin-bottom:42px}.sec-head h2{font-size:clamp(1.6rem,3vw,2.3rem);margin:12px 0}.sec-head p{color:var(--muted);font-size:1.02rem}.alt{background:var(--paper-2)}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:9px;padding:26px;transition:.18s}.card:hover{transform:translateY(-3px);box-shadow:0 18px 40px -26px #0e243666;border-color:var(--brass-soft)}.card .num{font-family:var(--mono);font-size:.74rem;color:var(--brass);letter-spacing:.1em}.card h3{font-size:1.22rem;margin:10px 0 8px}.card p{color:var(--muted);font-size:.94rem}.card .tag{display:inline-block;margin-top:14px;font-family:var(--mono);font-size:.72rem;color:var(--ink);border:1px solid var(--line);padding:4px 10px;border-radius:20px}.steps{display:grid;grid-template-columns:repeat(5,1fr);border:1px solid var(--line);border-radius:10px;overflow:hidden;background:#fff}.step{padding:24px 20px;border-right:1px solid var(--line)}.step:last-child{border-right:0}.step .n{font-family:var(--mono);font-size:.8rem;color:#fff;background:var(--ink);width:30px;height:30px;border-radius:50%;display:grid;place-items:center;margin-bottom:14px}.step h4{font-family:var(--serif);font-size:1.02rem;margin-bottom:6px}.step p{font-size:.86rem;color:var(--muted)}.twocol{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}table.complaints{width:100%;border-collapse:collapse;font-size:.86rem;background:#fff;border:1px solid var(--line);border-radius:9px;overflow:hidden}table.complaints caption{caption-side:top;text-align:left;font-family:var(--mono);font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);padding-bottom:10px}table.complaints th,table.complaints td{padding:11px 12px;text-align:left;border-bottom:1px solid var(--line)}table.complaints th{background:var(--ink);color:#fff;font-weight:600;font-size:.76rem}table.complaints td{font-family:var(--mono)}.disclaimers{display:grid;gap:14px}.disc{background:#fff;border:1px solid var(--line);border-left:3px solid var(--brass);border-radius:6px;padding:16px 18px}.disc strong{display:block;font-family:var(--mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--brass);margin-bottom:6px}.disc p{font-size:.88rem;color:var(--muted)}.leadband{background:var(--ink);color:#eaf1f6}.leadband .twocol{align-items:center;gap:56px}.leadband h2{color:#fff}.leadband p{color:#bbd0e0}.form{background:#fff;border-radius:10px;padding:26px;color:var(--ink)}.form .field{margin-bottom:14px}.form label{display:block;font-size:.78rem;font-weight:600;margin-bottom:5px}.form input,.form select,.form textarea{width:100%;padding:11px 12px;border:1px solid var(--line);border-radius:5px;font-family:var(--sans);font-size:.92rem;background:#fff}.form textarea{min-height:90px;resize:vertical}.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--brass-soft);border-color:var(--brass)}.consent{font-size:.72rem;color:var(--muted);margin:10px 0 16px;line-height:1.45;display:flex;gap:8px;align-items:flex-start}.consent input{width:auto;margin-top:3px}.form .btn-primary,.form .btn-gold{width:100%}.note{padding:10px 12px;border-radius:6px;font-size:.85rem;margin-bottom:12px}.note.ok{background:#e6f4ec;color:var(--ok)}.note.err{background:#fbe9e7;color:var(--err)}.note.warn{background:#fff4d6;color:var(--warn)}.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.quote{background:#fff;border:1px solid var(--line);border-radius:9px;padding:22px}.quote .stars{color:var(--brass);letter-spacing:2px;font-size:.95rem}.quote p{font-family:var(--serif);font-size:1rem;margin:10px 0 14px}.quote .who{font-size:.82rem;font-weight:600}.quote .who span{color:var(--muted);font-weight:400}footer{background:var(--ink);color:#9fb7c8;font-size:.88rem;padding:56px 0 0}.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:34px;padding-bottom:40px}footer h4{color:#fff;font-family:var(--mono);font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px;font-weight:600}footer ul{list-style:none;display:grid;gap:9px}footer a:hover{color:var(--brass-soft)}footer .addr{line-height:1.7}.bigdisc{border-top:1px solid rgba(255,255,255,.12);padding:26px 0;font-size:.78rem;color:#7f97a8;line-height:1.6}.copybar{border-top:1px solid rgba(255,255,255,.12);padding:18px 0;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.78rem}.page{padding:60px 0 80px}.page h1{font-size:clamp(1.8rem,3.4vw,2.6rem);margin:6px 0 18px}.page .lead{font-size:1.05rem;color:var(--muted);max-width:62ch;margin-bottom:34px}.page article{background:#fff;border:1px solid var(--line);border-radius:10px;padding:34px;line-height:1.75}.page article h2{font-size:1.4rem;margin:24px 0 10px}.page article h3{font-size:1.15rem;margin:18px 0 8px}.page article p,.page article li{color:#1f3447;margin-bottom:10px}.page article ul,.page article ol{padding-left:22px;margin-bottom:14px}.auth-wrap{min-height:calc(100vh - 200px);display:grid;place-items:center;padding:40px 20px;background:var(--paper-2)}.auth-card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:34px;width:100%;max-width:440px;box-shadow:0 18px 50px -30px #0e24364d}.auth-card h1{font-size:1.6rem;margin-bottom:6px}.auth-card .sub{color:var(--muted);font-size:.92rem;margin-bottom:22px}.auth-card .switch{margin-top:18px;font-size:.88rem;color:var(--muted);text-align:center}.auth-card .switch a{color:var(--brass);font-weight:600}.dash{display:grid;grid-template-columns:240px 1fr;min-height:calc(100vh - 130px)}.dash aside{background:var(--ink);color:#cfe0ec;padding:30px 18px}.dash aside h3{color:#fff;font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px;font-weight:600}.dash aside nav{display:flex;flex-direction:column;gap:4px;margin-bottom:24px}.dash aside nav a{padding:10px 12px;border-radius:5px;font-size:.92rem;color:#cfe0ec}.dash aside nav a:hover{background:#ffffff0f;color:#fff}.dash aside nav a.active{background:var(--brass);color:#1a1405;font-weight:600}.dash main{padding:36px 40px;background:var(--paper)}.dash main h1{font-size:1.6rem;margin-bottom:6px}.dash main .lead{color:var(--muted);margin-bottom:24px}.statgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:30px}.statcard{background:#fff;border:1px solid var(--line);border-radius:8px;padding:18px}.statcard .label{font-family:var(--mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}.statcard .val{font-family:var(--serif);font-size:1.6rem;margin-top:4px;font-weight:600}.status-badge{display:inline-block;padding:3px 10px;border-radius:20px;font-family:var(--mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase}.status-not_started{background:#f1eee7;color:var(--muted)}.status-submitted{background:#fff4d6;color:var(--warn)}.status-verified,.status-signed{background:#e6f4ec;color:var(--ok)}.status-rejected{background:#fbe9e7;color:var(--err)}.table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden;font-size:.88rem}.table th{background:var(--paper-2);text-align:left;padding:11px 12px;border-bottom:1px solid var(--line);font-weight:600;font-size:.78rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted)}.table td{padding:11px 12px;border-bottom:1px solid var(--line);vertical-align:top}.table tr:last-child td{border-bottom:0}.table tr:hover td{background:var(--paper)}.bloglist{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.blogcard{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden;transition:.18s;display:flex;flex-direction:column}.blogcard:hover{transform:translateY(-3px);box-shadow:0 18px 40px -26px #0e243666}.blogcard .body{padding:22px;display:flex;flex-direction:column;gap:10px;flex:1}.blogcard .meta{font-family:var(--mono);font-size:.7rem;letter-spacing:.1em;color:var(--brass);text-transform:uppercase}.blogcard h3{font-size:1.15rem}.blogcard p{color:var(--muted);font-size:.92rem;flex:1}.blogcard .read{font-weight:600;color:var(--brass);font-size:.86rem;margin-top:auto}.blogpost{max-width:760px;margin:0 auto;padding:40px 24px 80px}.blogpost .meta{font-family:var(--mono);font-size:.74rem;letter-spacing:.1em;color:var(--brass);text-transform:uppercase;margin-bottom:14px}.blogpost h1{font-size:clamp(1.8rem,3.5vw,2.6rem);margin-bottom:20px;line-height:1.2}.blogpost article{font-size:1.05rem;line-height:1.8;color:#1f3447;white-space:pre-wrap}@media (max-width:900px){.hero .wrap,.twocol,.leadband .twocol{grid-template-columns:1fr;gap:34px}.grid-3,.grid-2,.quotes,.bloglist{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.step{border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.fgrid{grid-template-columns:1fr 1fr}.statgrid,.dash{grid-template-columns:1fr}.dash aside{padding:18px}.dash aside nav{flex-direction:row;overflow-x:auto}.nav nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--paper);flex-direction:column;padding:16px 24px;border-bottom:1px solid var(--line);gap:14px}.nav nav.open{display:flex}.menu-toggle{display:block}.utility .hide-sm{display:none}}@media (max-width:560px){.steps,.fgrid{grid-template-columns:1fr}}